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CourseAutomotive & Motorsport Enrolment open

Micromobility Insurance Course (e-scooters, e-bikes)

Online 300-hour course in insurance for micromobility (e-scooters, e-bikes). 6 modules covering Royal Decree 970/2020 (amendment to the General Traffic Regulation, personal mobility vehicles), the DGT Manual of Characteristics of Personal Mobility Vehicles and Python (pandas). Assigned tutor and open enrolment.

Duration300 h
ModeHybrid
LanguageEnglish / Spanish
Start datesOctober / March
LocationEurope (Madrid)
AwardSEIUM Institute diploma
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Learning outcomes

What you will be able to do

01

Describe micromobility vehicles and their usage patterns.

02

Apply the regulatory framework for personal mobility vehicles and electric bicycles.

03

Identify specific risks for users, pedestrians and operators.

04

Design third-party liability, accident and theft products.

05

Manage claims and prevention in shared fleets.

06

Analyse urban accident data for pricing.

07

Develop a micromobility insurance product for individuals or operators.

Profile

Who it's for

  • Micromobility insurance product manager looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
  • Liability underwriter looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
  • Scooter fleet operations manager looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
  • Urban road safety analyst looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
  • Personal mobility claims manager looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
  • Municipal mobility officer looking to specialise in Insurance for Micromobility (e-scooters, e-bikes).
  • Graduates in engineering or sciences seeking to join micromobility operators.
Standards & tools

What you'll work with

  • Royal Decree 970/2020 (amendment to the General Traffic Regulation, personal mobility vehicles)
  • DGT Manual of Characteristics of Personal Mobility Vehicles
  • EN 17128 (light personal electric vehicles)
  • EN 15194 (electrically power-assisted cycles)
  • Regulation (EU) 168/2013 (type approval of L-category vehicles)
  • Directive (EU) 2021/2118 (motor vehicle insurance)
Syllabus

6 modules · 300 h

  1. 1.1Electric scooter and electric bicycle
  2. 1.2Personal mobility vehicles and their legal definition
  3. 1.3Private use versus shared use
  4. 1.4User profile and habits
  5. 1.5Speeds, power outputs and limitations
  6. 1.6Available infrastructure and its condition
  7. 1.7Vocabulary and acronyms in the field
  8. 1.8Growth of the fleet and its effect
  9. 1.9Observed accident rates
  10. 1.10Exercise: characterising use in a city
  1. 2.1Legal classification of the vehicle
  2. 2.2Applicable traffic rules
  3. 2.3Municipal ordinances and their diversity
  4. 2.4Minimum age and helmets
  5. 2.5Technical requirements of the vehicle
  6. 2.6Battery and charger certification
  7. 2.7Compulsory insurance: state of play
  8. 2.8User liability
  9. 2.9Penalty regime
  10. 2.10Practice: comparing two municipal ordinances
  1. 3.1Falls and user injuries
  2. 3.2Pedestrian knock-downs
  3. 3.3Collisions with vehicles
  4. 3.4Road surface condition and obstacles
  5. 3.5Weather conditions
  6. 3.6Batteries: fire during charging and use
  7. 3.7Theft and vandalism
  8. 3.8Poor vehicle maintenance
  9. 3.9Misuse and double occupancy
  10. 3.10Practice: accident analysis of a fleet
  1. 4.1User third-party liability
  2. 4.2User personal accident cover
  3. 4.3Own damage and theft
  4. 4.4Battery cover
  5. 4.5Assistance and repair
  6. 4.6Product for shared fleets
  7. 4.7Pay-per-use insurance and in-app activation
  8. 4.8Common exclusions
  9. 4.9Pricing and available data
  10. 4.10Practice: product design
  1. 5.1Shared fleet maintenance
  2. 5.2Vehicle inspection and withdrawal
  3. 5.3Identifying the trip user
  4. 5.4App data as evidence
  5. 5.5Handling claims involving injury
  6. 5.6Assessment of bodily injury
  7. 5.7Prevention: user training
  8. 5.8Collaboration with the city council
  9. 5.9Accident indicators
  10. 5.10Practice: claims handling protocol
  1. 6.1Choice of city and operator
  2. 6.2Regulatory and risk map
  3. 6.3Accident analysis
  4. 6.4Insurance product design
  5. 6.5Prevention and maintenance plan
  6. 6.6Claims handling protocol
  7. 6.7Monitoring indicators
  8. 6.8Municipal collaboration proposal
  9. 6.9Project report
  10. 6.10Project defence
Methodology, software & labs

How you'll learn

Training 100% online on the SEIUM campus, with downloadable material, recorded classes and a dedicated technical tutor. No fixed timetable: students progress at their own pace within the intake, which allows them to combine it with work.

Each module combines theory, guided reading of the original standard and applied exercises. The working software is Python (pandas), QGIS, Power BI, advanced Excel, in free, academic or evaluation versions. The exercises are based on real procedures for analysing scooter accident rates in a city and designing a policy for a rental operator. Assessment is continuous across modules plus the final capstone project.

Accreditable laboratories(EN ISO/IEC 17025) with a rotor test rig, EMC/Lightning pre-compliance, HIL/SIL, vibration/acoustics.
Evidence-focused Master's Thesis:safety case, test plan, compliance dossier and operating limits.
Industry mentoring:lecturers with experience in training, , eVTOL/UAM and flight test.
Flexible format:(hybrid/online), international cohorts and support from SEIUM Career Services.
Ethics and safety:a safety-by-design approach, cyber-OT, DIH and compliance as its pillars.
Capstone project

Build it end to end

Your final project follows the real engineering workflow, step by step, reviewed by your tutor.

Choice of city and operator

Describe micromobility vehicles and their usage patterns.

Regulatory and risk map

Apply the regulatory framework for personal mobility vehicles and electric bicycles.

Accident analysis

Identify specific risks for users, pedestrians and operators.

Insurance product design

Design third-party liability, accident and theft products.

Prevention and maintenance plan

Manage claims and prevention in shared fleets.

Career opportunities

Where this takes you

Micromobility insurance product managerLiability underwriterScooter fleet operations managerUrban road safety analystPersonal mobility claims managerMunicipal mobility officer
Admissions & scholarships

Requirements

  • No prior degree required.
  • Internet connection and a computer capable of running the programme's software.
  • Sufficient Spanish to follow technical regulatory texts.

Ready to start?

Send your application today. Our admissions team replies within 72 hours with your study plan and funding options.

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FAQ

Frequently asked questions

The programme totals 300 hours, spread over 3 to 5 months. That is between 10 and 15 hours per week on average, compatible with a full-time job.

The course uses Python (pandas), QGIS, Power BI and advanced Excel. Free, academic or evaluation versions are used, and the tutor indicates the free alternative where one exists.

A SEIUM own diploma upon passing the continuous assessment and the capstone project. It is in-house training, not an official Ministry qualification.

Yes. Modules passed in a course or postgraduate diploma in the same area are credited towards the advanced programme. Check the credit transfer policy when you enrol.

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